This web site and all of its contents, and the newsletters that are produced herewith, are copyrighted by Michael Caryl. None of the contents of this site or any newsletter may be reproduced for commercial purposes without the express consent of the author. Non-commercial use is permitted so long as your non-commercial use expressly contains our copyright notice and attribution to us. 

The purpose of this web site and its newsletters is to inform, provoke discussion and to generate new ideas and techniques of use to the author and the readers. The contents of both are not intended to be legal advice applicable to any particular case or situation; they are not intended to create any attorney-client relationship. 

Copyright 2007 Michael R. Caryl